On finance

Now that I've gotten that other terrible post out of the way I would like to wax economic for a moment. People are very concerned about the economy and about the value of the dollar and about all kinds of money things right now. Well I can tell you that its not all bad. In reality things are okay, no they are not as good as they were a little while ago, and yes some people are having trouble. However most people feel that they are doing okay financially, but think everyone else is having trouble. What that means is that most people are not being hurt by the current market conditions. That aside, this is an excellent opportunity for people who felt that the market was getting too expensive to invest. There is really a lot about the economics that I would like to talk about, but it would probably be too tedious to read. So I will talk for a moment about good ideas.
1: It is a good idea to save money. I know this seems silly to say, but when Americans spent more than they made last year it makes me wonder about whether people realize this. I like those feed the pig ads, because the pig smacks the guys hand when he tries to buy a TV (haha). but its true save some money. If you save $200 a month then that would save $2400 a year. At that rate you would (accounting for a certain level of investment) be a millionaire in about 40 or so years.
2: DON'T PUT IT ALL IN SAVING! I know it can be tempting to have a gigantic savings account with all this money straining the seams of your bank account, but don't. This is a mistake more people make than I had realized. Now I am not saying that people need to go nuts and buy every new stock that comes out, but if a person were to own 20 stocks (or one mutual fund account) they would have enough diversification to save them selves from the slings and arrows of outrageous fortune and be a reasonably wealthy person who could one day retire.
3: ride a bike. I'm starting to run out of advice here, but this seemed like a good idea. If you ride a bike more often you will be a strong person, and have more money not being spent on your 2003 four-door F-150 that drains $300 from your bank account every month...grrr.

Well there you go, I hope you have enjoyed this little tid-bit. This post isn't much better than the last one really...ugh.